If you own shares, let’s say you own shares in your personal name and you transfer them to your SMSF, that is deemed to be a disposal of the shares in your own name, so you will have CGT implications when you transfer them in.
So the answer is, yes. You’re not guaranteed tax – If you haven’t made a gain, there won’t be any tax, but if you have, you will.
Keep in mind you also get a tax deduction if it’s a concessional transfer (or concessional contribution) of funds into your SMSF. We can weigh that out and see whether it’s worth it from a tax perspective.
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